How we can help
Our role is to comprehend your financial and personal goals, then work with you to build a plan that supports that. At Numo Financial we can help you achieve this through investment and savings strategies, as well as insurance products that complement your financial and personal stage of life.
We aim to be as transparent with our clients as possible. Transparency builds trust, so it is an obvious solution for the client to understand how we get paid. When we meet with you, we will disclose the cost for any management of investments based on your investment amount and the portfolio that meets your risk tolerance and timeline. With insurance, commissions are paid by insurance companies based on the type of product which we can again disclose to you based on the product.
We believe that by creating the right habits, and helping to guide the process of your financial journey, we can create a significant difference in your overall financial success. Studies find that clients who work with advisors for more than 15 years build 3.9 times more in wealth than those who don’t.
Source: https://www.ific.ca/wp-content/themes/ific-new/util/downloads_new.php?id=17165&lang=en_CA
This is a deeply individual question that depends on your lifestyle and spending habits. Goals in retirement such as travel, a recreation property, spending time with grandchildren and more are all factors that we can build into a model and determine if you are on track to meet your goals.
We offer a variety of options for individuals, businesses, and group plans.
Personal insurance includes: Term Life Insurance, Critical Illness Insurance, Whole Life Insurance, and Disability Insurance.
Business Insurance includes: Buy-Sell Insurance, Key-Person Insurance, Disability Buy-Sell Insurance, and Business Overhead Expense Insurance.
Group Plans includes: Comprehensive plans that can include a large variety of coverage such as dental, vision, paramedical, drugs, and short term/long term disability.
Yes. We are licensed in both Ontario and Alberta. Currently, we service clients in both provinces alongside British Columbia.
We begin with a digital onboarding process that allows us to gain an understanding of your current financial situation. We will then meet with you over a series of two-three meetings to determine the appropriate strategy for the immediate term. We will also look at your long-term goals and use this as the basis for how we frame our short-term goals and strategies.
Meetings can be completed either in person or digitally, and as we move further through the planning process will include investment strategies, portfolio proposals, insurance quotes, retirement plans, and more.