by Numo Financial | Dec 1, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement
OAS Clawback 2025If you’ve worked hard to build your retirement income, the last thing you want is to see your government benefits clawed back. Yet for many Canadians, the Old Age Security (OAS) recovery tax—commonly called the OAS clawback—can quietly reduce this...
by Numo Financial | Nov 5, 2025 | 2025, Blog, business owners, estate planning, Family, financial planning, incorporated professionals, individuals, investment, mortgage, personal finances, Professional Corporations, Professionals, retirees, Retirement, tax
2025 Federal Budget Highlights On November 4, 2025, the budget was delivered by the Honourable François-Philippe Champagne, Minister of Finance and National Revenue. The 2025 Federal Budget focuses on stability, simplicity, and long-term growth. There are no broad tax...
by Numo Financial | Oct 31, 2025 | Blog, business owners, financial advice, financial planning, insurance, investment
Financial planning for business owners is often two-sided: personal financial planning and planning for the business.Business owners have access to many financial tools that employees do not. Having access to these tools is a great advantage; however, learning about...
by Numo Financial | Aug 31, 2025 | Blog, investment
Emotions and InvestingInvesting is as much about mindset as it is about money. If you’ve ever felt the urge to pull your investments during a downturn or go all in during a market surge, you’re not alone. Emotional investing is a common experience—but...
by Numo Financial | Jul 31, 2025 | Blog, business owners, Family, farmers, financial advice, financial planning, insurance, investment, Professionals, retirees
When putting together your financial plan, there is no question about the benefits of consolidation. It’s common to have your finances all over the place. Savings at the bank, investments with several financial institutions, retirement savings at another. The...
by Numo Financial | Jun 30, 2025 | Blog, business owners, Family, farmers, investment, Professionals, retirees
Retirement planning can be challenging, we’ve outlined what we feel are 6 steps to retirement success.Have a written plan which merges life priorities with financial resources.Consolidate your income-producing assets with one advisor.Layer different sources of...
